Archive for October 3rd, 2015

September YNAB analysis

Maybe I should be doing further ado. I could be pointing out that I went to Japan with my parents in August and refrained from buying anything with “new” money. I had some Japanese yen from way back when and spent that, but if I hadn’t had it, I wouldn’t have bought anything.

Motto of the story: don’t carry cash. Ever.

So yeah, maybe I should add in some head patting to the self-flagellation. IDEK.

Sept YNAB

 

So, books are still a problem, as usual. *sigh* Some days I wonder if it’s even worth fighting that one. I’m tempted to just relabel the category as “prozac” and be done with it. Certainly back in the day when I was taking Wellbutrin, it cost well over that amount every month. Win some, lose some, eh?

Good news is entertainment went down to just my Spotify subscription. I’m debating stopping that also, since it’s going to take me what, only about 12 months at $20 for me to crawl back into the black as is already. But I have a thing about paying for the stuff I consume so I’ll probably keep it going rather than shell out the couple hundred dollars to pay for the tracks I listen to. One of these days I’ll do a cost analysis and see, but for the moment I might just let it slide.

Ah, letting it slide, the nemesis of saving money. :D

Aaaaaand, I exploded my toiletries category. My handkerchiefs were getting a bit too holy for my taste, so I got some new ones. Yeah, about $150 worth of new ones.

I did do the math; the handkerchiefs I got back in March of 2011 have lasted me this long and even with the calculation of laundry, I was still ahead. Not ahead if you start counting labor, but eh, what is?

So total for Sept was $366.68 and it’s going to take me about, oh, also about 12 months to recover from the handkerchiefs. Sweet.

If I count the $100 I paid to E to schlepp my boxes from my old place to my parent’s house and I do, that’d be $466.68 and an object lesson in “never trust anyone not to stab you in the back” and “why an emergency fund is a good idea” and most importantly, “why having a fucking income is next to godliness”.

If I get a windfall, it’s an even toss as to whether I should slot it toward my book red or if I should just stick it in an investment vehicle somewhere. Or I might stick it in toiletries because I hate seeing that red. We’ll see.

And yeah, part of the deal for October is I need to write down the title, author, and review of every book I buy.